Part of the “great American dream”, for many, traveling and exploring the open road. Camp and stay in places that the average tourist can’t do has great allure and is one of America’s great offerings.
An RV is an investment. Many cases it doesn’t get used year-‘round and is stored or warehoused. It is even during these times that insurance should be maintained on your investment. Camper owners tend to use a sliding scale to protect their RVs. In the seasons when they are used the most, owners will increase their insurance coverages and in the “non-use” months, they generally will reduce the coverage to protect possible unforeseen damage when it’s being stored.
PRIVATE PARTY RV STORAGE
Storing your RV in your friend’s driveway doesn’t necessarily protect you from being responsible for damages that may be incurred. There have been instances where an incorrectly “parked” RV on a driveway “got loose” and rolled down the owner’s driveway and hit parked cars. Who’s liable then? Time to review your insurance policy with your agent.
READ THE FINE PRINT
Your RV or Camper is not automatically protected against theft or damage, even when stored in a facility that you are paying a fee to. Many of these facilities have disclaimers and or fine print within their agreements that you sign, declaring that under “certain circumstances” they are not responsible. If you’re unsure as to what all that gobeldy-gook means, call us and one of our agents can go over it with you. We want to make sure you’re covered the way you want to be covered.
SERVICES YOU CAN GET WITH YOUR RV INSURANCE
Allstate® offers some great discounts and services for RV and Camper Owners.
- Multi-Policy Discounts
- 55 and Retired Discounts
- Medical Payments Coverage
- Contents Coverage
- Comp & Collision Coverage
- Liability Coverage
- RV Roadside Services
Jason and his friendly staff is happy to discuss your RV Insurance options. Call one of our Illinois Licensed Agents today for a no-hassle overview on your coverage options.
CONSIDERING AN RV PURCHASE?
Have that beaut’ in mind? We can give you an idea on what it’ll cost ya for insurance before you take the plunge. That way you can compare a couple of different models before you purchase.
RVs have changed drastically over the past 10 years. They’re more sophisticated, stylish and the amenities available, are unlimited.
Knowing which class your motorhome will fall under, will determine your insurance premium.
